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Insurance and new law about imported cars..

Posted: Fri May 03, 2013 4:39 pm
by banan1984
Lads and ladies what the hell is going on? My insurance is due reneval (123.ie-->RSA) and I have recieved proposal of nearly 3300 euro !!! That include 2 years NCB where last year I have paid 904 euro. I talked to chilledchef and he's due to reneval as well, where he's got 4 years NCB and 123.ie (RSA) offered 2200 euro. WTF? It because of some new law about jap imports? Does any of You experience same issue?

Re: Insurance and new law about imported cars..

Posted: Fri May 03, 2013 5:57 pm
by donut46
123 wanted €1200 this year for mine up €400 from last year, I'm 28 have 8 nears no claims and 10 years full licence, pretty much told them to fook off, they said that the altezza is barely category 50 car, the top category in with evos, imprezas, skylines which doesn't make sense.

I left and went to Aviva ended up paying 900 with them, the are all the same bunch of scammers

Re: Insurance and new law about imported cars..

Posted: Fri May 03, 2013 7:30 pm
by AgtX
It doesn't pay to be loyal these days, shop around.

Re: Insurance and new law about imported cars..

Posted: Fri May 03, 2013 9:28 pm
by TuLegit2quitzz
Dont know if these will be any different guys but im with Britton Insurance and iv been with them from get go and i was 19 with 1 years no claims and full license for only a few months when i got insured on an altezza for 2000 euro.expensive ya, but no where else AT ALL would insure me, or even quote me. My insurance is up in 2 months and il see what it is then but they seem to take more of a risk with insurance so id advise everyone to call them anyway and see what they say! If this helps anyway id love to hear it :)

Here is their site link! Hope im not breaking any site rules by posting this :S

http://www.brittoninsurance.ie/

Re: Insurance and new law about imported cars..

Posted: Fri May 03, 2013 9:56 pm
by Damok
Lord, my insurance is due this month. Have got a renewal yet... Being a poor student though, if its to much this year I'm afraid Tezz will be going in a shed. Drive it feck all as it is.

Re: Insurance and new law about imported cars..

Posted: Fri May 03, 2013 10:03 pm
by Alex-evita
Evita was with 123 aswell she got new quote this year 1400€(last Year 380€).she got MMMMAAAADDDD!after 15 min discussions with 123 customer service,she said no way i will pay you 1400 and she cancel her policy.we look for another online quote's and chillinsuranse offer her 580€,so she just grab this offers :lol:


new Law for car insurance
http://www.rte.ie/news/money/consumer/2 ... insurance/

Re: Insurance and new law about imported cars..

Posted: Fri May 03, 2013 11:56 pm
by moomoo
123 always increase your policy on the second year, aviva were the best last year for me, but think you need 5 year ncb for altezzas with them

Damok wrote:Lord, my insurance is due this month. Have got a renewal yet... Being a poor student though, if its to much this year I'm afraid Tezz will be going in a shed. Drive it feck all as it is.


Its cheaper when your a student, mine increased 180 when I finished college and another 80 for moving to s**tty Dublin

Re: Insurance and new law about imported cars..

Posted: Sat May 04, 2013 9:29 am
by banan1984
@TuLegit2quitzz whats Your excess with them? They quote me 723 full comp but 3k excess lol

@Alex-evita chill is a broker , they offered me 1243 with 1k excess..

@moomoo aviva siad that I need to have 3 years NCB to insure 2liter car and probably another 2 to insure tezz :D

Here is a small break down of yday work over the phone:

aviva - no to imports
axa - no to imports
no nonsence - no to imports
zurich - no to imports
tesco - no to imports
liberty - need 3 years free claims
aoininsure - no to imports
aa - no to imports
one direct - need 3 years free claim
xs direct - waiting for answer
alianz - waiting for answer
aaran - 1132 with 1k excess
chill - 1243 with 1k excess
sheridan - 1100 full with 1k excess

:shock: :shock: :shock:

Re: Insurance and new law about imported cars..

Posted: Sat May 04, 2013 9:38 am
by Alex-evita
:shock:

Re: Insurance and new law about imported cars..

Posted: Sat May 04, 2013 11:27 am
by sxe10mike
Mine will also be going in the shed if I can't get a decent renewal quote.

The price we pay for insurance is already criminal.

Re: Insurance and new law about imported cars..

Posted: Sat May 04, 2013 12:07 pm
by AgtX
Use a broker that specialises in imports like Adrian flux.

Re: Insurance and new law about imported cars..

Posted: Sat May 04, 2013 1:49 pm
by TuLegit2quitzz
@banan1984

What exactly do you mean by excess?

Also iv kind of red up about this but im a bit hazy on the issue but if no one can get insured ( for a fair price anyway) can we not all use that extension policy ( i think thats what its called). You know where you can insure one car and drive another car as long as its not in your name and its nct'd and taxed. I wanted to go this route before i got a toyota levin at age 18 when i only had 1 years no claims cause i was full sure i wouldnt get insured (but i did with britton insurance) but i rang liberty insurance and asked them straight up if im insured on my Mitsubishi colt ( i dont actually have one :P, just wanted to see) can i drive ANY other car as long as its nct'd and taxed. They told me yes. I then asked them are you sure and what happens if i am pulled by a cop and they try to seize the car from ( i asked this because i seen a guy's car get seized a few days earlier at a cruise as he was doing the same thing) and they told me to get the guards to phone them directly if they have a problem with your insurance and they ASSURED me i was aloud drive any car as long as its not in my name and its nct'd and taxed.

Hope this helps people. Also try ringing and asking the same thing yerselves incase its changed but i doubt it has!

Re: Insurance and new law about imported cars..

Posted: Sat May 04, 2013 3:21 pm
by moomoo
Excess is the amount you pay when making a claim, so if your excess is 3 grand and you cause 1500 euro of damage the insurance company won't have to give you anything

Most policies have 250-600 excess

Re: Insurance and new law about imported cars..

Posted: Sat May 04, 2013 3:43 pm
by TuLegit2quitzz
Oh jesus i havent a clue what my excess is :S i will have to find that out as soon as possible! That wouldnt bother me to much tho. I know everyone is liable to crash but i drive very slow and easy almost all the time :S so iv never worried to much about crashing :P but i will have to check that out and get back to ye!

Re: Insurance and new law about imported cars..

Posted: Sat May 04, 2013 6:52 pm
by Damok
@ Tulegit2quitzz; that's an odd way to look at things. They are called accidents!!!! Only way to make sure you don't have one is don't drive the car and lock it up. You can do damage at 10kph and 120kph. Only takes something to run out in front of you or a wheel to pop god forbid....