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Insurance and new law about imported cars..

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fudder
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Re: Insurance and new law about imported cars..

Postby fudder » Fri Jul 12, 2013 7:06 pm

Damok wrote:The advice I would give anyone about open drive is read the small print of your insurance before you go driving anything and everything!! Some restrictions on it I have come across is if you insurance is on a 1ltr you can't drive anything bigger than a 1ltr and so on, age restrictions are also so there like 25+ and 30+
Also I'm sure there is a fine for non display of an insurance disk in a public place think its an €80 or €60 fine.... Keep that in mind.



went through mine like crazy well ago

no age requirement mentioned im 24 btw
other car must be under a 2 liter
and must not be in my name
doesnt mention tax or nct

thats with aviva

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Damok
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Re: Insurance and new law about imported cars..

Postby Damok » Fri Jul 12, 2013 8:23 pm

Every Insurance policy is different fudder. I'm only giving my advice and what I have come across.
As for no mention of tax or NCT that's nothing to do with Insurance, the provision is already set out in Irish law for them..
You drive a car on Irish roads with no NCT or tax on it. It can/could/might be impounded and even psv'd on you.
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fudder
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Re: Insurance and new law about imported cars..

Postby fudder » Fri Jul 12, 2013 9:25 pm

Damok wrote:Every Insurance policy is different fudder. I'm only giving my advice and what I have come across.
As for no mention of tax or NCT that's nothing to do with Insurance, the provision is already set out in Irish law for them..
You drive a car on Irish roads with no NCT or tax on it. It can/could/might be impounded and even psv'd on you.


i was gonna write that at the end of my comment that its illegal to drive without tax or nct anyway was a bit lazy earlier ...
i get ya my failure of a policy with axa was completely different on an ek9 i could drive anything up to a 3 liter with owners permission and must be road legal (nct)

my final experience with axa was a disaster rang to swap over to my altezza from my ek9 and 2 weeks later got stopped at a checkpoint with no proof of insurance when i rang axa for a copy of the insurance they said i never swapped over to the altezza and my current insurance was for a toyota yaris that i drove two years before for a few weeks they said they never heard of the ek9 and thats when i literally snapped had the policy for the ek9 and brought it straight to there office i got a loads of apology's and afterwards they even gave me an insurance policy to cover me when i was stopped in the altezza

2 months later time for renew i got a renew policy for the yaris :@ and gave up i joined aviva no problems yet

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Damok
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Re: Insurance and new law about imported cars..

Postby Damok » Fri Jul 12, 2013 10:34 pm

I'm not having ago or saying anything to anyone on this and this is at everyone who has posted here. Last thing I want is some poor chap/lady infront of a judge for an offence that is pointless if only they they had of understood what they are insured on and laws that are applied with it!!!
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possel
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Re: Insurance and new law about imported cars..

Postby possel » Fri Jul 12, 2013 11:10 pm

I'm with aviva and payed £620 for the year, I'm 27 have 8 years no claims BUT they would only insure it if I had a cat 1 alarm/immobiliser. Adrian flux is another good company for imports too. You could go down the route of a traders policy (I did the year before when I was self employed) broker called simply insurance got me a policy with tradewise. Note that most cases for the first year it's 3rd party fire and theft for all imports. That was £750

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tezza mick
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Re: Insurance and new law about imported cars..

Postby tezza mick » Tue Jul 16, 2013 11:42 pm

Another thing about 3rd party extension is if your car gets stolen you get nothing..

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pdiddy2505
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Re: Insurance and new law about imported cars..

Postby pdiddy2505 » Wed Jul 17, 2013 11:54 am

bought my insurance there yesterday with aviva for 540 im 31 with 5 years no claims.they were the cheapest around with all the bits and bobs most companies were between 600-800 euro

123 wanted near 700 this year after insuring me for the last two years for 400 a year
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tezza mick
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Re: Insurance and new law about imported cars..

Postby tezza mick » Wed Jul 17, 2013 11:49 pm

123, are very well known for being dearer on the second year.

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pdiddy2505
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Re: Insurance and new law about imported cars..

Postby pdiddy2505 » Wed Jul 17, 2013 11:55 pm

this was my 3rd year with them, they said on the phone that there rates for performance cars have gone up this year
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sxe-bear
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Re: Insurance and new law about imported cars..

Postby sxe-bear » Thu Jul 18, 2013 1:15 am

I only renewed my insurance in the tez last month. €592 , 26 with full licence and 5 years ncb with liberty.


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